Estimate a loan payment, plan debt repayment and check a borrowing offer before acting. Start with the practical guides and calculators, then explore education, business finance and the history of specific credit accounts.
The guides use US dollars and US consumer guidance. Education and business resources link to current programs at Federal Student Aid and the Small Business Administration. Account guides help identify the right provider, with Countrywide’s history placed in context.
Manage debt and evaluate offers
Paying Off Debt: Build a Repayment Plan You Can Maintain
List what you owe, choose a repayment method, plan payments around income and recognize when to seek help.
Guaranteed Personal Loans: Check the Offer Before You Pay
Recognize advance-fee loan scams, verify a lender independently and understand what an approval claim actually promises.
Unsecured Debt Consolidation Loans: Compare the Full Cost
Compare net proceeds, fees, payment schedules and affordability before using a personal loan to pay off consumer debts.
Unsecured Personal Loans: Compare Offers Before Borrowing
Compare usable loan proceeds, fees, rates, payment schedules and total cost before accepting a personal loan.
Credit Cards: Read Your Statement and Manage the Billing Cycle
Understand statement balances, due dates, interest and promotional terms, then build a repeatable monthly payment check.
Calculate borrowing costs
Loan Calculator: Monthly Payments, Interest and Total Cost
Estimate a fixed-rate installment loan, inspect its amortization schedule and account for fees and net proceeds.
Car Loan Calculator: Trade-In, Payments and Total Interest
Build the financed amount from a vehicle purchase, include trade-in debt and compare monthly payments with total interest.
Mortgage Calculator: Loan Payment and Monthly Housing Costs
Estimate fixed mortgage principal and interest, then add property tax, homeowners insurance, mortgage insurance and HOA dues.
Auto Affordability Calculator: Work Backward From Your Budget
Allow for insurance, running costs and a reserve, then estimate the loan amount a monthly transportation budget could support.
Auto Loan Offer Comparison: Compare Two Financing Deals
Compare two auto offers by loan amount, monthly payment, interest, cash paid and purchase cost, including rebates and trade-in debt.
Pay for education
FAFSA: Choose the Right Year, Submit and Follow Up
Coordinate FAFSA contributors, choose the correct aid year, track deadlines and use the Submission Summary to take the next step.
Federal Direct Student Loans: Read the Offer and Plan Repayment
Understand subsidized and unsubsidized loans, verify current borrowing limits and fees, and plan acceptance, disbursement and repayment.
Student Loan Consolidation: Compare Costs, Plans and Benefits
Evaluate a federal Direct Consolidation Loan, understand weighted interest and check repayment-plan changes before combining student loans.
Finance a business
Government Small Business Loans: Choose an SBA Financing Route
Match your business funding needs to SBA 7(a), 504 or microloans, prepare a funding brief and compare lender terms.
Small-Business Financing for Women: Prepare and Find Local Help
Find a Women’s Business Center, clarify your funding need and prepare cash-flow records and questions for a financing conversation.
Business Credit Cards: Cash Flow, Guarantees and Spending Controls
Evaluate repayment obligations, plan around business cash flow and set practical controls for employee spending and monthly reconciliation.
Specific credit accounts and company history
Amazon Credit Accounts: Identify Your Issuer and Understand Financing
Identify the issuer behind an Amazon-related credit account, find official support and distinguish installment plans from deferred-interest offers.
Countrywide Home Loans: History and Finding Your Current Servicer
Understand Countrywide’s acquisition history, trace mortgage statements and transfer notices, and identify the servicer handling your loan today.
For the broader subject, explore Finance.