
The Free Application for Federal Student Aid (FAFSA) starts the process of applying for federal grants, work-study and student loans. Begin with the year you will attend school, then coordinate the people whose information is required. After submission, track the form through processing and respond to your school's requests.
Match the form to your attendance dates
As of October 6, 2026, both forms below are available. The Federal Student Aid application guide identifies the attendance periods and tax years. Ask the financial aid office which form applies to a summer session.
On a narrow screen, focus the table and use the arrow keys to scroll.
| Form | School attendance period | Tax information requested |
|---|---|---|
| 2026–27 | July 1, 2026–June 30, 2027 | 2024 |
| 2027–28 | July 1, 2027–June 30, 2028 | 2025 |
Record the earliest relevant deadline for each school and your state, including priority dates and any separate applications. Use the official FAFSA deadline lookup and confirm school requirements directly. A federal deadline alone can leave you too late for limited state or school funding.
Keep a short calendar with four fields: school or program, application year, deadline, and the source that supplied it. Add a reminder early enough to resolve missing information.
Give each contributor a clear next step
A contributor supplies required information, consent and a signature. The student and each required contributor use their own StudentAid.gov accounts. Follow the form's dependency questions and the official parent-selection guidance; who claims the student on a tax return is not a substitute for that process.
The FAFSA steps for parents explain whose information is needed, how invitations work and how to participate without a Social Security number. Contributor participation itself does not make a parent responsible for paying education costs. A parent loan is a separate borrowing decision.
Agree on when each person will complete their section and confirm that invitations reached the intended account. Keep login credentials private. If a required parent cannot be contacted safely or unusual circumstances prevent participation, explain the circumstances to the school's financial aid office and follow the form's instructions for that situation.
Complete the information the form actually requests
Start at the official FAFSA application; filing is free. Tax information can usually transfer electronically. Have financial records accessible if the form requests them, and answer asset questions using the dates and definitions shown. Read each question before entering a balance.
Each required contributor must provide consent and approval for the tax-information process, including contributors who did not file a tax return. Complete every required section and signature. Add the schools that should receive the application, then check the submission status.
Use a private task list with names or roles and completion status only. Leave Social Security numbers, tax figures and passwords out of a shared family checklist. A useful completion record says “student signed; parent signed; submitted; processing checked” with dates.
Turn the Submission Summary into an action list
After processing, the student can review the FAFSA Submission Summary in their account. Check the answers, school list and Next Steps section. Follow any correction or verification request and the school's document deadline. The Submission Summary guide explains these screens and the difference between estimated eligibility and an actual aid offer.
The Student Aid Index (SAI) is a measure used in determining eligibility. Use each school's aid offer and cost information to plan what you will pay. Separate grants and scholarships, earnings from work, and borrowed money when comparing offers.
If current finances differ substantially from the tax year used, submit the required form information and contact the financial aid office about the change. Ask what evidence it needs. Keep a dated record of the request and follow-up rather than replacing required tax-year figures with an informal estimate.
A fictional fall 2027 application plan
The checkpoints are a processed form, resolved follow-up requests and a usable school aid offer. For the borrowing portion of that offer, continue to Federal Direct Student Loans.
US guidance reviewed October 6, 2026. Explore loans, credit and debt guides.